What car insurance does military use?

What car insurance does military use? Discover the top car insurance options utilized by military members. Find out which insurance providers cater to the unique needs of our brave servicemen and women.

What car insurance does military use?

One of the most popular car insurance providers for military members is USAA (United Services Automobile Association). USAA is a financial services company that offers a wide range of insurance products, including auto insurance, to military personnel and their families. It was founded in 1922 by a group of Army officers who wanted to provide affordable auto insurance to their fellow servicemen.

One of the key benefits of USAA car insurance is its commitment to serving the military community. USAA understands the needs of military members and offers specialized coverage options tailored to their unique circumstances. For example, USAA offers deployment and PCS (Permanent Change of Station) discounts, as well as coverage for vehicles stored during deployments or while the service member is stationed overseas.

USAA also provides coverage for rental vehicles used during deployments or PCS moves, which can be particularly beneficial for military personnel who often have to travel and relocate frequently. Additionally, USAA offers flexible payment options and a variety of discounts for good drivers, multi-vehicle policies, and more.

Another car insurance option for military members is Armed Forces Insurance (AFI). AFI is a company that specializes in providing insurance coverage to the military community. Established in 1887, AFI offers a range of insurance products, including auto insurance, to active duty, retired military, and Department of Defense civilian personnel.

AFI offers various coverage options tailored to the needs of military members. They provide coverage for military uniforms and equipment, as well as rental vehicles used during deployments. AFI also offers discounts for good drivers, multiple policies, and anti-theft devices.

In addition to USAA and AFI, military personnel can also choose to get car insurance from other mainstream insurance providers. Many insurance companies offer discounts specifically for military members. For example, Geico offers up to 15% off car insurance premiums for active duty military and retired military, as well as discounts for emergency deployment and military installation affiliations.

When choosing car insurance as a military member, it is important to consider the unique circumstances and needs that come with military service. Understanding the deployment and PCS coverage options, as well as any discounts or benefits specific to military members, can help military personnel find the right car insurance coverage that meets their needs, provides financial protection, and offers peace of mind while serving their country.


Frequently Asked Questions

What car insurance options are available for military members?

There are several car insurance options available for military members. Some popular choices include USAA, GEICO, Navy Federal Credit Union, Armed Forces Insurance, and Progressive.

Is USAA the only car insurance available for military members?

No, USAA is not the only car insurance option available for military members. While USAA is a preferred choice for many military personnel, there are other insurance companies that cater to the needs of military members.

Why is USAA a popular choice for military car insurance?

USAA is a popular choice for military car insurance because it has a long-standing history of exclusively serving military members and their families. They offer competitive rates and specialized coverage options tailored to the unique needs of military personnel.

Can military members get discounts on car insurance?

Yes, many insurance companies offer special discounts and benefits for military members. Some of these discounts may include lower rates, reduced deductibles, and specialized coverage options. It is important for military personnel to inquire with different insurance providers to find the best discounts available.

What factors should military members consider when choosing car insurance?

Military members should consider several factors when choosing car insurance. These include the reputation and financial stability of the insurance company, the coverage options and limits provided, any special discounts for military members, and the level of customer service and support offered. It is also important to compare quotes from different insurance providers to find the most affordable and suitable coverage.